Risk disclosure
Read this before you contribute. Participation involves real commercial risk.
Profit is not guaranteed
The club distributes a share of profit only when a commerce batch is actually sold at a margin. If a batch sells at cost or at a loss, there is no member distribution for that batch.
Capital can be lost
Deployed capital buys physical inventory. Inventory can be damaged, stolen, spoiled, mispriced or left unsold. Losses reduce the capital available to return to members.
Liquidity
Capital that has been deployed into a batch is not available on demand. It is returned only after that batch is settled or at the end of the cycle.
Not a bank or investment product
The Rwabe Club is not a bank, SACCO, fund manager or licensed investment scheme. Contributions are not deposits, are not insured, and carry no fixed or promised return.
Operational and payment risk
Mobile money outages, reconciliation delays and administrative errors can delay contributions or payouts. Every correction is recorded in the ledger and audit log.
Contribute responsibly
Only contribute money you can afford to have tied up, and that you could afford to lose.