Frequently asked questions
Short answers to the things members ask most.
How much do I contribute?
Ksh 200 per day is the standard cycle contribution. You can pay daily or top up several days at once via M-Pesa STK push from the contribute screen.
When does my money start working?
Contributions land in your available capital. When an admin funds a capital pool, available capital across active members is drawn in and becomes deployed capital, and your ownership share of that pool is recorded.
How is my profit calculated?
Member pool = 40% of a batch's gross profit. Your share = your allocation in the funding pool divided by the total pool, applied to that member pool.
When can I withdraw?
Profit can be withdrawn once it is distributed, subject to the minimum withdrawal amount and verified KYC. Deployed capital is returned at cycle end. Requests go to a finance review queue and are paid to your M-Pesa number.
What if a payout fails?
Rejected or failed payouts automatically return the full amount to your profit balance, with a ledger entry and a notification.
Why do you need my ID?
KYC verification protects the club against fraud and is required before any withdrawal is paid out.